How to Check My Credit History?
Your credit history will determine your eligibility to obtain a mortgage to finance the purchase of your property. Also, your credit score will determine the rate you pay on your mortgage.
As you will see from this video, there are three major credit reporting companies:
- Equifax – www.equifax.com 1-800-685-1111
- Experian – www.experian.com 1-888-397-3742
- Trans Union – www.transunion.com 1-800-916-8800
Obtaining your credit history is as easy as calling and requesting one.
Once you receive the report, it’s important to verify its accuracy.
Checking Your Credit History is An Important First Step to Financing Your Purchase
If there are issues with your credit (late payments, too many credit lines open, or too few, insufficient credit available, age of credit, public record collections, judgments, or bankruptcies, etc.) you may wish to work with a credit repair firm to assist you in raising your credit score.
It’s wise to do this before you begin shopping for a mortgage or a property.
For answers to questions you may have about your credit, please call one of our staff members at First title & Abstract, Inc, at either our Naples or Marco Island office.
We can help put you in touch with credit repair companies and mortgage professionals to assist you in your quest to finance your purchase.